MoneyDrive.me logoMoneyDrive.me

Privacy Policy

Last updated: August 23, 2026

MoneyDrive.me (“MoneyDrive”, “we”, “us”, or “our”) provides personal finance management services through the MoneyDrive website, web application, mobile applications, and related integrations (collectively, the “Service”).

This Privacy Policy explains what personal data we collect, how we use and share it, how long we retain it, and the choices available to you.

MoneyDrive.me can be contacted at:

Email: support@moneydrive.me

Website: https://www.moneydrive.me

1. Information We Collect

The information we collect depends on the features you use.

Account and profile information

When you create or manage an account, we may collect:

  • your name;
  • email address and pending email-change requests;
  • Telegram username, if you choose to connect Telegram;
  • country, preferred language, base currency, and other account settings;
  • account status and security-related information.

If you register with a password, we store a cryptographic password hash, not your plain-text password.

If you use Sign in with Apple or Google Sign-In, we receive information authorized by you and provided by the applicable authentication provider, such as your name, email address, provider identifier, and authentication credentials needed to verify the sign-in. We do not receive your Apple or Google password.

Financial information

We process financial information that you enter or provide through features and integrations you choose to use, including:

  • financial account names, types, currencies, and balances;
  • transaction amounts, dates, categories, comments, and currencies;
  • income and expense categories;
  • transfers and balance adjustments;
  • budgets and budget allocations;
  • exchange rates and reporting preferences.

MoneyDrive uses this information to provide personal finance tracking, budgeting, reporting, and related features. We do not use your financial records for advertising.

Subscription and purchase information

If you purchase a subscription through Apple, Apple processes the payment. MoneyDrive receives information needed to verify and provide the subscription, such as:

  • product and subscription identifiers;
  • transaction and original transaction identifiers;
  • purchase and expiration dates;
  • subscription status and renewal status;
  • verified transaction information provided by Apple.

We do not receive or store your full payment card number, security code, or Apple Account password.

For subscriptions purchased through other supported payment providers, such as LiqPay, the payment provider processes your payment information under its own privacy policy. MoneyDrive receives the payment and subscription identifiers and status information needed to manage access to the Service.

Support communications

When you contact support, we collect:

  • your email address;
  • the subject and content of your request;
  • any information you voluntarily include in the message;
  • the date and status of the request.

Please avoid including passwords, authentication tokens, full payment card information, or other unnecessary sensitive information in support messages.

Technical, security, and usage information

When you use the Service or visit our website, we may collect:

  • IP address;
  • browser, operating system, and device type;
  • country derived from technical request information;
  • date and time of access;
  • authentication and security events;
  • diagnostic and error information;
  • interactions with website buttons and Service features;
  • subscription-processing and purchase-validation events.

Information from optional integrations

If you use an optional integration, such as Telegram or AI-assisted expense processing, the information you submit through that feature may also be processed by the applicable provider to perform the requested action.

For example, Telegram processes messages sent through Telegram under Telegram’s own privacy policy. Text submitted to an AI-assisted parsing feature may be sent to our AI service provider solely to interpret the submitted expense information.

Use of these integrations is optional.

2. How We Use Information

We use personal data to:

  • create and manage your account;
  • authenticate you and protect account security;
  • provide accounts, transactions, budgets, reports, and other Service features;
  • verify purchases and manage subscription access;
  • provide customer support;
  • send transactional, security, and Service-related communications;
  • provide optional integrations requested by you;
  • diagnose errors and improve reliability;
  • prevent fraud, abuse, unauthorized access, and purchase misuse;
  • comply with applicable legal obligations;
  • establish, exercise, or defend legal claims.

We do not sell your personal data.

3. Legal Bases for Processing

Where applicable data protection law requires a legal basis, we process personal data based on one or more of the following:

  • performance of our contract with you, including providing and securing the Service;
  • our legitimate interests in operating, protecting, supporting, and improving the Service;
  • your consent, where processing is optional or consent is otherwise required;
  • compliance with legal obligations;
  • establishment, exercise, or defence of legal claims.

Where processing is based on consent, you may withdraw that consent at any time. Withdrawal does not affect processing that occurred before withdrawal.

4. How We Share Information

We share information only as necessary to operate the Service, fulfil your requests, protect the Service, or comply with law.

Recipients may include:

  • Apple, for Sign in with Apple, App Store purchases, subscription verification, and subscription management;
  • Google, for Google Sign-In;
  • LiqPay or another payment provider, when you use a supported non-Apple payment method;
  • Telegram, when you use the MoneyDrive Telegram integration;
  • an AI service provider, when you use an AI-assisted feature;
  • hosting, database, email-delivery, monitoring, and infrastructure providers;
  • professional advisers and public authorities where required by applicable law.

Service providers acting on our behalf are required to process personal data only for the relevant services and to provide protections consistent with this Privacy Policy and applicable law.

We may disclose information when reasonably necessary to respond to a binding legal request, protect the rights or safety of users or others, investigate fraud or abuse, or enforce our agreements.

5. Cookies

The MoneyDrive website may use cookies and similar technologies to:

  • maintain website and authentication functionality;
  • remember preferences;
  • protect against fraud and abuse.

You may control or delete cookies through your browser settings. Disabling certain cookies may affect website functionality.

6. Data Retention

We retain personal data only for as long as necessary for the purposes described in this Privacy Policy.

Active accounts

Account, profile, financial, authentication, and subscription information is generally retained while your MoneyDrive account remains active and as needed to provide the Service.

Expired authentication sessions, verification records, and other temporary security information are deleted or invalidated when they are no longer required.

Support requests

Support requests are normally retained for up to 12 months from the date they are submitted.

If you delete your account, we remove the email address associated with matching support requests and redact occurrences of that email address from the subject and message. The remaining support message may be retained until the normal 12-month retention period expires.

Because support messages contain free-form text, they may still contain other information that you chose to include.

Legal obligations and legal holds

We may retain specific information beyond the normal retention period when required by applicable law, a binding legal request, or the establishment, exercise, or defence of legal claims.

In those circumstances, access is restricted and the information is retained only for as long as the applicable obligation or legal hold remains in effect. It is deleted when the relevant requirement ends, unless another lawful retention requirement applies.

7. Account and Data Deletion

You may permanently delete your MoneyDrive account from within the mobile application:

Settings → Delete account

For security, MoneyDrive may require confirmation and recent authentication before processing the deletion.

After successful confirmation, MoneyDrive deletes the account and associated data from its active systems, including:

  • profile and account settings;
  • financial accounts and balances;
  • transactions, transfers, and balance adjustments;
  • user-created categories;
  • budgets and budget allocations;
  • user-specific exchange rates;
  • onboarding information;
  • authentication connections, active sessions, and personal access tokens;
  • MoneyDrive subscription and purchase records associated with the account.

Data belonging to other users and global Service reference data are not affected.

Support requests are handled as described in the “Data Retention” section above. Information subject to a valid legal obligation or legal hold may be retained only as described in that section.

If you used Sign in with Apple, MoneyDrive requests revocation of the applicable Apple authorization credential as part of the account-deletion process.

Apple subscriptions

Deleting your MoneyDrive account does not automatically cancel an active subscription billed by Apple. Apple controls App Store billing independently from MoneyDrive.

Before deleting your account, you can review or cancel your subscription in your Apple Account subscription settings:

https://apps.apple.com/account/subscriptions

Account deletion is not blocked solely because an Apple subscription remains active.

Deleting a MoneyDrive account does not delete transaction or billing information maintained independently by Apple under Apple’s own legal obligations and privacy policy.

You may also contact support@moneydrive.me for assistance with privacy requests. Contacting support is not required to initiate account deletion in the mobile application.

8. Your Privacy Rights and Choices

Depending on your location, you may have rights to:

  • access personal data we hold about you;
  • correct inaccurate or incomplete information;
  • request deletion of your personal data;
  • restrict or object to certain processing;
  • receive certain data in a portable format;
  • withdraw consent where processing is based on consent;
  • lodge a complaint with an applicable data protection authority.

You can update certain profile information in the Service and delete your account from the mobile application.

To exercise another privacy right, contact support@moneydrive.me. We may need to verify your identity before completing a request. We will respond within the period required by applicable law.

9. Data Security

We use technical and organisational safeguards designed to protect personal data from unauthorized access, disclosure, alteration, or destruction.

These safeguards include encrypted network connections, access controls, secure credential handling, authentication protections, and restricted access to production systems.

No method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

10. International Data Transfers

Our Service and service providers may process information in countries other than your country of residence, including countries in the European Union and the United States.

Where required, we use appropriate safeguards for international transfers, such as contractual protections or another transfer mechanism recognized under applicable law.

11. Children’s Privacy

MoneyDrive is not directed to children under 13, or a higher minimum age where required by applicable law.

We do not knowingly collect personal data from children who cannot legally use the Service. If you believe a child has provided personal data to us unlawfully, contact support@moneydrive.me so that we can investigate and delete the information where required.

12. Changes to This Policy

We may update this Privacy Policy when the Service, our data practices, or legal requirements change.

We will publish the updated version on this page and update the “Last updated” date. Where required, we will provide additional notice of material changes.

13. Contact Us

For questions, privacy requests, or complaints, contact:

MoneyDrive.me

Email: support@moneydrive.me

Website: https://www.moneydrive.me